The convenience and comfort of community banking from anywhere— at any time.
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M&T MOBILE BANKING
Send & receive money
Deposit checks on the go
Available on Android and iOS
Monitor your spending habits
Mobile Banking
mobile check deposit
Enjoy same business-day check deposits until 10pm ET or immediate availability, for a fee, with M&T Flash Funds™.
Deposits are subject to verification. Funds not available for immediate withdrawal. Deposit limits and other terms, conditions, fees and restrictions may apply. Business day is defined as Monday through Friday, except Federal Holidays.
If selected, your mobile deposit will be immediately available. The fee for this service is 2% of the total check amount ($2 minimum charge). The fee will be deducted from your account following the completion of your deposit. If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.
- Pay friends, family or service providers like a sitter or plumber, with accounts at other banks.
- Get money where it needs to go faster with funds available to the person you are paying.
- Save time and money. There are no customer fees associated with using Zelle to pay people.
- Worry less when you transfer money from your bank app as opposed to a third-party vendor.
Bank from anywhere, anytime withOnline or Mobile Banking
Maintain your balance, receive updates on deposits and monitor transactions.
Be the first to know about suspicious withdrawals and activity.
Have the option to validate or stop unapproved account activity.
M&T Bank Alerts are available for your M&T Card through M&T Online Banking. Suspicious activity alerts notify customers of certain potentially fraudulent activity on their M&T Card. Alerts are designed to be a helpful account management tool, but they do not identify all potential fraudulent activity and are not a substitute for security and fraud precautions including, but not limited to, verifying statements and being aware of your outstanding payments and available balance. For your protection, “suspicious activity” and “card PIN change” email alerts cannot be disabled. M&T Bank is not liable for any losses customers may incur due to an alert not being delivered. Your mobile carrier's text messaging and data charges may apply.
Prevent overdraft by knowing when your account becomes low.
Spend your time— and your money— wisely with M&T Bill Pay.
M&T Online and Mobile Bill Pay cannot be used to make payments: (i) to payees located outside the United States; (ii) to taxing authorities or other government entities; (iii) required under court order (e.g., child support); or (iv) in connection with any unlawful activity or purpose.
- Pay bills on time and avoid late fees.
- Keep sensitive info out of the mail.
- Schedule payments based on your pay cycle.
We will cover up to $50 in late fees if a payment using M&T Online Bill Pay is late and you (i) scheduled the payment sufficiently in advance of the payment due date to allow for the payment to be processed and sent by us, and (ii) the date you selected as the Delivery Date was no later than the date your payment was due, excluding any applicable grace periods. Further, your payment must be scheduled according to the requirements set forth in the M&T Digital Services Agreement, and you must have sufficient available funds in your account. In the event your payee does not receive payment on time and charges you a late fee, contact Online Banking Support at 1-800-790-9130. We reserve the right to discontinue the Bill Pay Guarantee at our discretion at any time.
Spend and save with confidence
- Understand your spending habits to better save for what's ahead.
- Prepare for larger or unexpected purchases like vacations or emergencies.
- Create and stay on budget based on the impact of everyday transactions.
Yes. Enrollment is simple in the mobile banking app by following the Enroll link. It will be the same experience as enrolling through Online Banking.
